Well, we meet with the loan officer today to figure out if this whole new house thing is really going to work.  We already have a good faith estimate from another lender, but in order to get certain incentives (like a percentage off the home price…which we need) we have to use the builder’s lender.  Based on the good faith estimate we have from the other lender, this should work out… but still I’m doubtful.

I’ve never met this loan officer before, but I have the very distinct impression that he’s not in it for our best interest.   I don’t know why.  Is that weird?  I just feel like we’ll have to finagle and negotiate with him in order to get anything close to reasonable.

I have absolutely nothing to base that feeling on.  Although I suppose it’s partly because this group of houses are selling so well that we’ve already been told the lender won’t pay closing costs because they don’t have to - if we can’t make the purchase there’s someone else who will.

So somehow, I can’t help but expect that he’s going to give us a good faith estimate that is… less than good.  Am I just being paranoid?  I guess I’ll find out today.

This entry was posted on Wednesday, May 30th, 2007 at 8:36 am and is filed under Daily, Feeling. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.